State Workers Credit score Union of Maryland (SECU MD) is a monetary cooperative owned and operated by its members. It offers a variety of economic services, together with checking and financial savings accounts, loans, bank cards, and insurance coverage. SECU MD is headquartered in Linthicum, Maryland, and has branches all through the state.
SECU MD was based in 1952 by a bunch of state staff who wished to supply themselves with a greater technique to save and borrow cash. Since then, SECU MD has grown to turn into one of many largest credit score unions in america, with over $3 billion in belongings and over 280,000 members.
SECU MD is a not-for-profit group, which signifies that its earnings are returned to its members within the type of decrease rates of interest on loans, increased rates of interest on financial savings accounts, and different advantages. SECU MD can be dedicated to offering its members with monetary schooling and counseling, to assist them make knowledgeable choices about their funds.
State Workers Credit score Union of Maryland
State Workers Credit score Union of Maryland (SECU MD) is a monetary cooperative owned and operated by its members. It offers a variety of economic services, together with checking and financial savings accounts, loans, bank cards, and insurance coverage. SECU MD is headquartered in Linthicum, Maryland, and has branches all through the state.
- Member-owned: SECU MD is owned by its members, which signifies that its earnings are returned to its members within the type of decrease rates of interest on loans, increased rates of interest on financial savings accounts, and different advantages.
- Not-for-profit: SECU MD is a not-for-profit group, which signifies that it doesn’t need to pay taxes on its earnings. This enables SECU MD to supply its members decrease rates of interest on loans and better rates of interest on financial savings accounts.
- Group-focused: SECU MD is dedicated to supporting the communities it serves. It does this by offering monetary schooling and counseling to its members, and by supporting native faculties and charities.
- Wide selection of services: SECU MD gives a variety of economic services to fulfill the wants of its members. These services embody checking and financial savings accounts, loans, bank cards, and insurance coverage.
- Handy places: SECU MD has branches all through the state of Maryland, making it simple for its members to entry its services.
- On-line and cellular banking: SECU MD gives on-line and cellular banking, making it simple for its members to handle their funds from anyplace.
- Aggressive charges: SECU MD gives aggressive charges on its loans and financial savings accounts.
- Glorious customer support: SECU MD is dedicated to offering its members with glorious customer support.
- Monetary schooling: SECU MD bietet seinen Mitgliedern finanzielle Bildung und Beratung an, um ihnen dabei zu helfen, fundierte Entscheidungen ber ihre Finanzen zu treffen.
These are only a few of the important thing points of State Workers Credit score Union of Maryland. SECU MD is a robust and secure monetary establishment that’s dedicated to offering its members with the absolute best monetary services.
Member-owned
State Workers Credit score Union of Maryland (SECU MD) is a member-owned monetary cooperative. Which means SECU MD is owned by its members, not by stockholders. This distinctive possession construction provides SECU MD a number of benefits over conventional banks.
- Decrease rates of interest on loans: As a result of SECU MD is owned by its members, it doesn’t need to pay dividends to stockholders. This enables SECU MD to supply decrease rates of interest on loans to its members.
- Larger rates of interest on financial savings accounts: SECU MD may supply increased rates of interest on financial savings accounts as a result of it doesn’t need to pay dividends to stockholders.
- Different advantages: Along with decrease rates of interest on loans and better rates of interest on financial savings accounts, SECU MD additionally gives its members a wide range of different advantages, corresponding to free monetary counseling, identification theft safety, and reductions on services from native companies.
The member-owned construction of SECU MD is among the key the explanation why it is ready to supply such aggressive charges and advantages to its members. SECU MD is dedicated to offering its members with the absolute best monetary services, and its member-owned construction permits it to just do that.
Not-for-profit
State Workers Credit score Union of Maryland (SECU MD) is a not-for-profit monetary cooperative. Which means SECU MD just isn’t owned by stockholders, and its earnings aren’t distributed to stockholders. As an alternative, SECU MD’s earnings are reinvested again into the credit score union, which permits SECU MD to supply its members decrease rates of interest on loans and better rates of interest on financial savings accounts.
The not-for-profit standing of SECU MD is among the key the explanation why it is ready to supply such aggressive charges and advantages to its members. For instance, SECU MD gives a number of the lowest rates of interest on auto loans and bank cards within the state of Maryland. SECU MD additionally gives a number of the highest rates of interest on financial savings accounts within the state of Maryland.
Along with providing aggressive charges and advantages, SECU MD additionally offers its members with a wide range of different monetary providers, corresponding to monetary counseling, identification theft safety, and reductions on services from native companies. SECU MD is dedicated to offering its members with the absolute best monetary services, and its not-for-profit standing permits it to just do that.
Group-focused
State Workers Credit score Union of Maryland (SECU MD) is a community-focused monetary cooperative. Which means SECU MD is dedicated to supporting the communities it serves. SECU MD does this by offering monetary schooling and counseling to its members, and by supporting native faculties and charities.
SECU MD’s dedication to neighborhood is obvious in its assist of a wide range of native organizations, together with faculties, charities, and neighborhood improvement organizations. For instance, SECU MD offers monetary assist to the Maryland Meals Financial institution, the United Method of Central Maryland, and the American Purple Cross. SECU MD additionally helps a wide range of instructional packages, together with monetary literacy packages for college kids and adults.
SECU MD’s community-focused method is among the issues that units it aside from different monetary establishments. SECU MD isn’t just a spot to deposit your cash and get a mortgage. SECU MD can be a companion in the neighborhood, working to make a constructive distinction within the lives of its members and the communities it serves.
The community-focused method of SECU MD is a key a part of its mission to supply its members with the absolute best monetary services. SECU MD believes that by supporting the communities it serves, it’s also supporting its members. When the neighborhood is powerful, its members are sturdy.
Wide selection of services
State Workers Credit score Union of Maryland (SECU MD) gives a variety of economic services to fulfill the wants of its members. These services embody checking and financial savings accounts, loans, bank cards, and insurance coverage. This wide selection of choices is among the issues that units SECU MD aside from different monetary establishments.
- Comfort: SECU MD’s wide selection of services makes it handy for members to handle all of their monetary wants in a single place. This will save members money and time, and it might probably additionally assist them to make higher monetary choices.
- Aggressive charges: SECU MD is ready to supply aggressive charges on its services as a result of it’s a not-for-profit group. Which means SECU MD doesn’t need to pay taxes on its earnings, which permits it to move on the financial savings to its members.
- Member service: SECU MD is dedicated to offering glorious member service. Which means SECU MD staff are at all times keen to go the additional mile to assist members with their monetary wants.
The wide selection of services provided by SECU MD is a key a part of its mission to supply its members with the absolute best monetary expertise. SECU MD is dedicated to assembly the wants of its members, and its wide selection of services is a mirrored image of that dedication.
Handy places
The handy places of SECU MD branches all through the state of Maryland is a key consider its success. This accessibility permits members to simply conduct their banking enterprise, whether or not they should make a deposit, withdraw money, or apply for a mortgage. The branches are additionally staffed with pleasant and educated staff who’re at all times keen to assist members with their monetary wants.
- Comfort: The handy places of SECU MD branches make it simple for members to entry its services. That is particularly vital for members who stay or work in rural areas, or who’ve busy schedules.
- Member service: The pleasant and educated staff at SECU MD branches are at all times keen to assist members with their monetary wants. This private contact is among the issues that units SECU MD aside from different monetary establishments.
- Group involvement: SECU MD branches are sometimes concerned in local people occasions. This helps to construct relationships between SECU MD and the communities it serves.
The handy places of SECU MD branches are a key a part of its mission to supply its members with the absolute best monetary expertise. SECU MD is dedicated to assembly the wants of its members, and its handy places are a mirrored image of that dedication.
On-line and cellular banking
On-line and cellular banking are important providers for any trendy monetary establishment. They permit members to handle their funds from anyplace, at any time. State Workers Credit score Union of Maryland (SECU MD) gives a strong on-line and cellular banking platform that provides members entry to all of their accounts and providers.
- Comfort: On-line and cellular banking supply a handy approach for members to handle their funds. They’ll test their balances, switch funds, pay payments, and extra, all from the consolation of their very own house or workplace.
- Safety: SECU MD’s on-line and cellular banking platform is safe and dependable. Members can relaxation assured that their private and monetary info is secure.
- 24/7 entry: On-line and cellular banking permit members to entry their accounts and providers 24 hours a day, 7 days every week. That is particularly handy for members who work odd hours or who journey continuously.
SECU MD’s on-line and cellular banking platform is a beneficial service that provides members the liberty to handle their funds on their very own phrases. It is among the many ways in which SECU MD is dedicated to offering its members with the absolute best monetary expertise.
Aggressive charges
Aggressive charges are a key consider attracting and retaining clients for any monetary establishment. State Workers Credit score Union of Maryland (SECU MD) understands this, which is why it gives aggressive charges on its loans and financial savings accounts.
- Decrease rates of interest on loans: SECU MD gives a number of the lowest rates of interest on loans within the state of Maryland. This will save members cash on their month-to-month funds and assist them to repay their loans quicker.
- Larger rates of interest on financial savings accounts: SECU MD additionally gives a number of the highest rates of interest on financial savings accounts within the state of Maryland. This might help members to develop their financial savings quicker and attain their monetary targets sooner.
- No hidden charges: SECU MD doesn’t cost any hidden charges on its loans or financial savings accounts. Which means members might be assured that the charges they’re quoted are the charges they’ll truly pay.
The aggressive charges provided by SECU MD are one of many many the explanation why it’s a fashionable alternative for monetary providers in Maryland. SECU MD is dedicated to offering its members with the absolute best monetary services, and its aggressive charges are a mirrored image of that dedication.
Glorious customer support
Glorious customer support is a cornerstone of State Workers Credit score Union of Maryland’s (SECU MD) mission to supply its members with the absolute best monetary expertise. SECU MD staff are devoted to offering pleasant, useful, and environment friendly service to all members, no matter their wants or circumstances.
- Customized service: SECU MD staff take the time to get to know their members and perceive their particular person monetary wants. This enables them to supply customized service and proposals which are tailor-made to every member’s distinctive state of affairs.
- Responsive service: SECU MD staff are at all times aware of member inquiries and requests. They make each effort to resolve points shortly and effectively, they usually maintain members knowledgeable of the standing of their requests.
- Skilled and courteous service: SECU MD staff are at all times skilled and courteous of their interactions with members. They deal with members with respect and dignity, and they’re at all times keen to go the additional mile to assist.
SECU MD’s dedication to glorious customer support is obvious in all points of its operations. From the second a member opens an account to the day they retire, SECU MD staff are there to supply the absolute best service. This dedication to customer support is among the issues that units SECU MD aside from different monetary establishments and makes it a well-liked alternative for monetary providers in Maryland.
Monetary schooling
Monetary schooling is a crucial a part of SECU MD’s mission to supply its members with the absolute best monetary expertise. SECU MD gives a wide range of monetary teaching programs and sources to assist members study private finance, budgeting, saving, investing, and extra. These packages and sources can be found on-line, in particular person at SECU MD branches, and thru neighborhood outreach occasions.
SECU MD’s monetary teaching programs are designed to fulfill the wants of members of all ages and revenue ranges. There are packages for younger individuals, adults, and seniors. There are additionally packages for members who’re struggling financially and for members who need to enhance their monetary state of affairs.
SECU MD’s monetary teaching programs have a constructive affect on members’ monetary lives. Members who take part in these packages usually tend to make knowledgeable choices about their funds, lower your expenses, and attain their monetary targets. For instance, one examine discovered that members who participated in SECU MD’s monetary schooling program had been extra prone to have a funds, lower your expenses often, and have the next credit score rating.
Monetary schooling is an important a part of monetary well-being. SECU MD is dedicated to offering its members with the monetary schooling and counseling they should make knowledgeable choices about their funds and obtain their monetary targets.
Often Requested Questions
This part offers solutions to a number of the most continuously requested questions on State Workers Credit score Union of Maryland (SECU MD).
Query 1: What’s SECU MD?
SECU MD is a monetary cooperative owned and operated by its members. It offers a variety of economic services, together with checking and financial savings accounts, loans, bank cards, and insurance coverage.
Query 2: Who’s eligible to affix SECU MD?
SECU MD is open to all state staff in Maryland, in addition to their relations and retirees.
Query 3: What are the advantages of becoming a member of SECU MD?
SECU MD gives an a variety of benefits to its members, together with aggressive charges on loans and financial savings accounts, low charges, and glorious customer support.
Query 4: How do I be part of SECU MD?
You may be part of SECU MD on-line, by cellphone, or in particular person at considered one of our branches.
Query 5: What’s SECU MD’s routing quantity?
SECU MD’s routing quantity is 252074984.
Query 6: How do I contact SECU MD?
You may contact SECU MD by cellphone at 1-800-492-5214, by e-mail at information@secumd.org, or by visiting considered one of our branches.
We hope this info has been useful. When you’ve got every other questions, please don’t hesitate to contact us.
For extra info, please go to our web site
Suggestions from State Workers Credit score Union of Maryland
State Workers Credit score Union of Maryland (SECU MD) is a monetary cooperative owned and operated by its members. It offers a variety of economic services, together with checking and financial savings accounts, loans, bank cards, and insurance coverage. SECU MD is dedicated to offering its members with the absolute best monetary expertise.
Listed here are 5 ideas from SECU MD that will help you handle your funds:
Tip 1: Create a funds.
A funds is a plan for a way you’ll spend your cash every month. It lets you observe your revenue and bills, and to just remember to aren’t spending more cash than you earn. To create a funds, checklist your entire sources of revenue and your entire bills. After you have a transparent image of your monetary state of affairs, you can begin to make changes to your spending habits.
Tip 2: Lower your expenses often.
Saving cash is vital for various causes. It might probably enable you to to succeed in your monetary targets, corresponding to shopping for a home or retiring early. It might probably additionally enable you to to climate surprising monetary emergencies. To save cash, arrange a financial savings account and make common deposits. Even small quantities of cash can add up over time.
Tip 3: Use credit score properly.
Credit score could be a useful instrument, however it is very important use it properly. Solely borrow cash in case you want it, and just remember to can afford to repay your money owed. While you use credit score, you should definitely examine rates of interest and charges from completely different lenders. You must also learn the phrases and situations of any mortgage settlement rigorously earlier than you signal it.
Tip 4: Defend your identification.
Identification theft is a critical crime that may have devastating monetary penalties. To guard your identification, watch out in regards to the info you share on-line and offline. Shred any paperwork that comprise your private info, and be cautious of phishing scams. You must also monitor your credit score studies often for any unauthorized exercise.
Tip 5: Plan for the long run.
Planning for the long run is vital to your monetary safety. Begin by setting monetary targets, corresponding to saving for retirement or shopping for a home. After you have set your targets, you can begin to develop a plan to realize them. Take into account assembly with a monetary advisor to debate your choices and to create a personalised plan.
By following the following pointers, you possibly can enhance your monetary well being and obtain your monetary targets.
For extra info, please go to our web site or contact us at 1-800-492-5214.
Conclusion
State Workers Credit score Union of Maryland (SECU MD) is a monetary cooperative owned and operated by its members. It offers a variety of economic services, together with checking and financial savings accounts, loans, bank cards, and insurance coverage. SECU MD is dedicated to offering its members with the absolute best monetary expertise.
SECU MD is a robust and secure monetary establishment with an extended historical past of serving the monetary wants of state staff in Maryland. SECU MD is dedicated to offering its members with aggressive charges on loans and financial savings accounts, low charges, and glorious customer support. SECU MD can be dedicated to offering its members with monetary schooling and counseling to assist them make knowledgeable choices about their funds.
In case you are a state worker in Maryland, SECU MD is a superb possibility to your monetary wants. SECU MD is a member-owned, not-for-profit monetary cooperative that’s dedicated to offering its members with the absolute best monetary expertise.
Youtube Video:
