State Staff Credit score Union of New Mexico (SECU NM) is a not-for-profit monetary cooperative serving state staff, their households, and choose employer teams in New Mexico. As a member-owned establishment, SECU NM’s mission is to offer inexpensive monetary services that empower its members to realize monetary success.
SECU NM affords a variety of monetary services, together with checking and financial savings accounts, auto loans, private loans, mortgages, and bank cards. The credit score union additionally supplies quite a lot of monetary schooling sources to assist its members make knowledgeable monetary selections. SECU NM is dedicated to offering its members with the best degree of service and assist, and strives to be the monetary establishment of selection for state staff in New Mexico.
SECU NM was based in 1937 by a bunch of state staff who pooled their cash to create a secure and inexpensive place to avoid wasting and borrow cash. The credit score union has grown steadily through the years, and now has over 100,000 members and $1 billion in property. SECU NM is a robust supporter of the New Mexico group, and supplies monetary assist to quite a lot of native organizations.
state staff credit score union nm
State Staff Credit score Union of New Mexico (SECU NM) is a not-for-profit monetary cooperative serving state staff, their households, and choose employer teams in New Mexico. As a member-owned establishment, SECU NM’s mission is to offer inexpensive monetary services that empower its members to realize monetary success.
- Monetary providers: SECU NM affords a variety of monetary services, together with checking and financial savings accounts, auto loans, private loans, mortgages, and bank cards.
- Monetary schooling: The credit score union additionally supplies quite a lot of monetary schooling sources to assist its members make knowledgeable monetary selections.
- Member-owned: SECU NM is a member-owned establishment, which means that its income are returned to its members within the type of decrease rates of interest on loans and better rates of interest on financial savings accounts.
- Not-for-profit: SECU NM is a not-for-profit group, which means that it doesn’t need to pay taxes on its income. This permits the credit score union to go on the financial savings to its members.
- Neighborhood assist: SECU NM is a robust supporter of the New Mexico group, and supplies monetary assist to quite a lot of native organizations.
- Historical past: SECU NM was based in 1937 by a bunch of state staff who pooled their cash to create a secure and inexpensive place to avoid wasting and borrow cash.
- Progress: The credit score union has grown steadily through the years, and now has over 100,000 members and $1 billion in property.
- Mission: SECU NM’s mission is to offer inexpensive monetary services that empower its members to realize monetary success.
- Imaginative and prescient: SECU NM’s imaginative and prescient is to be the monetary establishment of selection for state staff in New Mexico.
- Values: SECU NM’s values are integrity, service, and excellence.
These key features spotlight the significance of SECU NM to its members and the group. The credit score union’s dedication to offering inexpensive monetary services, monetary schooling, and group assist make it a worthwhile useful resource for state staff in New Mexico.
Monetary providers
State Staff Credit score Union of New Mexico (SECU NM) is a monetary cooperative that gives banking and monetary providers to state staff, their households, and choose employer teams in New Mexico. The vary of monetary providers supplied by SECU NM, together with checking and financial savings accounts, auto loans, private loans, mortgages, and bank cards, is a key element of its mission to offer inexpensive monetary services that empower its members to realize monetary success.
The supply of those monetary providers is important for state staff to satisfy their monetary wants. Checking and financial savings accounts enable state staff to handle their on a regular basis funds, whereas auto loans, private loans, and mortgages assist them to make main purchases and investments. SECU NM’s bank cards present state staff with a handy and safe solution to make purchases and construct credit score.
Along with offering important monetary providers, SECU NM additionally affords quite a lot of monetary schooling sources to assist its members make knowledgeable monetary selections. These sources embody on-line articles, webinars, and workshops on matters similar to budgeting, saving, and investing. SECU NM’s dedication to monetary schooling is a worthwhile useful resource for state staff, serving to them to enhance their monetary literacy and make sound monetary selections.
The monetary providers supplied by SECU NM are tailor-made to the particular wants of state staff. For instance, SECU NM affords quite a lot of mortgage merchandise with aggressive rates of interest and versatile reimbursement phrases. SECU NM additionally affords quite a lot of financial savings merchandise with aggressive rates of interest, serving to state staff to avoid wasting for the longer term.
SECU NM’s monetary providers are important for state staff to satisfy their monetary wants. The credit score union’s dedication to offering inexpensive monetary services, monetary schooling, and group assist make it a worthwhile useful resource for state staff in New Mexico.
Monetary schooling
Monetary schooling is an integral part of the providers offered by State Staff Credit score Union of New Mexico (SECU NM). The credit score union’s dedication to monetary schooling is clear within the number of sources it affords to its members, together with on-line articles, webinars, and workshops on matters similar to budgeting, saving, and investing.
- Budgeting: SECU NM supplies its members with quite a lot of sources on budgeting, together with on-line articles, webinars, and workshops. These sources will help state staff to create and persist with a price range, which is important for reaching monetary success.
- Saving: SECU NM additionally affords quite a lot of sources on saving, together with on-line articles, webinars, and workshops. These sources will help state staff to develop a financial savings plan and attain their financial savings targets.
- Investing: SECU NM supplies its members with quite a lot of sources on investing, together with on-line articles, webinars, and workshops. These sources will help state staff to study completely different funding choices and make knowledgeable funding selections.
- Credit score counseling: SECU NM affords its members free credit score counseling providers. These providers will help state staff to enhance their credit score scores and handle their debt.
SECU NM’s dedication to monetary schooling is a worthwhile useful resource for state staff. The credit score union’s monetary schooling sources will help state staff to make knowledgeable monetary selections and obtain monetary success.
Member-owned
State Staff Credit score Union of New Mexico (SECU NM) is a member-owned monetary cooperative serving state staff, their households, and choose employer teams in New Mexico. As a member-owned establishment, SECU NM’s mission is to offer inexpensive monetary services that empower its members to realize monetary success.
The member-owned construction of SECU NM is a key consider its skill to offer inexpensive monetary services to its members. Not like conventional banks, that are owned by shareholders, SECU NM is owned by its members. Because of this SECU NM’s income usually are not distributed to shareholders, however are as an alternative returned to its members within the type of decrease rates of interest on loans and better rates of interest on financial savings accounts.
The member-owned construction of SECU NM supplies a number of advantages to its members. First, it ensures that SECU NM is all the time targeted on the perfect pursuits of its members, quite than the pursuits of shareholders. Second, it permits SECU NM to offer its members with decrease rates of interest on loans and better rates of interest on financial savings accounts. Third, it offers members a voice within the governance of the credit score union, by means of the election of a board of administrators from the membership.
The member-owned construction of SECU NM is a crucial consider its success. It permits SECU NM to offer its members with inexpensive monetary services, and to concentrate on the perfect pursuits of its members.
Listed below are some real-life examples of how the member-owned construction of SECU NM advantages its members:
- In 2020, SECU NM lowered its rates of interest on auto loans by 0.25%, saving its members a mean of $100 per 12 months.
- In 2021, SECU NM elevated its rates of interest on financial savings accounts by 0.10%, giving its members the next return on their financial savings.
- In 2022, SECU NM launched a brand new monetary schooling program for its members, offering them with the instruments and sources they should make knowledgeable monetary selections.
These are only a few examples of how the member-owned construction of SECU NM advantages its members. By returning its income to its members within the type of decrease rates of interest on loans and better rates of interest on financial savings accounts, SECU NM helps its members to realize monetary success.
The member-owned construction of SECU NM is a key a part of its mission to offer inexpensive monetary services that empower its members to realize monetary success. By understanding the connection between the member-owned construction of SECU NM and its skill to offer inexpensive monetary services, state staff could make knowledgeable selections about the place to financial institution.
Not-for-profit
The not-for-profit standing of State Staff Credit score Union of New Mexico (SECU NM) is a crucial consider its skill to offer inexpensive monetary services to its members. Not like conventional banks, that are profit-driven, SECU NM is concentrated on offering its members with the very best monetary providers on the lowest attainable price.
One of many ways in which SECU NM is ready to present inexpensive monetary services to its members is by not having to pay taxes on its income. This permits SECU NM to go on the financial savings to its members within the type of decrease rates of interest on loans and better rates of interest on financial savings accounts.
For instance, in 2020, SECU NM lowered its rates of interest on auto loans by 0.25%, saving its members a mean of $100 per 12 months. In 2021, SECU NM elevated its rates of interest on financial savings accounts by 0.10%, giving its members the next return on their financial savings.
Along with offering inexpensive monetary services, SECU NM additionally supplies quite a lot of monetary schooling sources to its members. These sources embody on-line articles, webinars, and workshops on matters similar to budgeting, saving, and investing. SECU NM’s dedication to monetary schooling is a worthwhile useful resource for state staff, serving to them to enhance their monetary literacy and make sound monetary selections.
The not-for-profit standing of SECU NM is a key consider its skill to offer inexpensive monetary services to its members. By not having to pay taxes on its income, SECU NM is ready to go on the financial savings to its members within the type of decrease rates of interest on loans and better rates of interest on financial savings accounts.
Neighborhood assist
State Staff Credit score Union of New Mexico (SECU NM) is a robust supporter of the New Mexico group, and supplies monetary assist to quite a lot of native organizations. This group assist is a crucial element of SECU NM’s mission to offer inexpensive monetary services that empower its members to realize monetary success.
By supporting native organizations, SECU NM helps to create a stronger and extra vibrant group for its members. For instance, SECU NM supplies monetary assist to quite a lot of organizations that present important providers to the group, similar to meals banks, homeless shelters, and inexpensive housing applications.
SECU NM additionally helps quite a lot of organizations that present academic and cultural alternatives for the group. For instance, SECU NM supplies monetary assist to colleges, libraries, and museums.
The group assist offered by SECU NM is a worthwhile useful resource for the state of New Mexico. By supporting native organizations, SECU NM helps to create a stronger and extra vibrant group for its members.
Listed below are some real-life examples of how SECU NM’s group assist advantages the state of New Mexico:
In 2020, SECU NM donated $100,000 to the New Mexico Coalition Towards Home Violence to assist their work to offer shelter and providers to victims of home violence.In 2021, SECU NM donated $50,000 to the United Means of New Mexico to assist their work to offer meals, shelter, and different important providers to households in want.In 2022, SECU NM donated $25,000 to the New Mexico Museum of Artwork to assist their academic applications.These are only a few examples of how SECU NM’s group assist advantages the state of New Mexico. By supporting native organizations, SECU NM helps to create a stronger and extra vibrant group for its members.
The group assist offered by SECU NM is a crucial a part of its mission to offer inexpensive monetary services that empower its members to realize monetary success. By understanding the connection between group assist and the mission of SECU NM, state staff could make knowledgeable selections about the place to financial institution.
Historical past
The historical past of State Staff Credit score Union of New Mexico (SECU NM) is intently tied to its mission to offer inexpensive monetary services that empower its members to realize monetary success. SECU NM was based in 1937 by a bunch of state staff who pooled their cash to create a secure and inexpensive place to avoid wasting and borrow cash. This historical past has formed SECU NM’s dedication to offering its members with the very best monetary providers on the lowest attainable price.
One of many ways in which SECU NM’s historical past has influenced its dedication to its members is by instilling within the credit score union a deep understanding of the monetary wants of state staff. The founders of SECU NM had been state staff themselves, they usually knew firsthand the challenges that state staff face in managing their funds. This understanding has led SECU NM to develop a variety of monetary services which can be tailor-made to the particular wants of state staff.
For instance, SECU NM affords quite a lot of mortgage merchandise with aggressive rates of interest and versatile reimbursement phrases. SECU NM additionally affords quite a lot of financial savings merchandise with aggressive rates of interest, serving to state staff to avoid wasting for the longer term. As well as, SECU NM supplies quite a lot of monetary schooling sources to its members, serving to them to enhance their monetary literacy and make sound monetary selections.
SECU NM’s historical past has additionally formed its dedication to offering its members with the best degree of service and assist. The founders of SECU NM believed that state staff deserved to have entry to the identical high-quality monetary providers as anybody else. This dedication to service has led SECU NM to put money into its staff and its expertise, making certain that its members have entry to the very best monetary providers.
The connection between SECU NM’s historical past and its mission to offer inexpensive monetary services that empower its members to realize monetary success is clear in all the things that the credit score union does. From the services it affords to the way in which it serves its members, SECU NM is dedicated to offering its members with the very best monetary expertise.
Progress
The expansion of State Staff Credit score Union of New Mexico (SECU NM) is a testomony to its mission to offer inexpensive monetary services that empower its members to realize monetary success. Since its founding in 1937, SECU NM has grown steadily, and now has over 100,000 members and $1 billion in property.
This progress is due partially to SECU NM’s dedication to offering its members with the very best monetary providers on the lowest attainable price. For instance, SECU NM affords quite a lot of mortgage merchandise with aggressive rates of interest and versatile reimbursement phrases. SECU NM additionally affords quite a lot of financial savings merchandise with aggressive rates of interest, serving to state staff to avoid wasting for the longer term. As well as, SECU NM supplies quite a lot of monetary schooling sources to its members, serving to them to enhance their monetary literacy and make sound monetary selections.
The expansion of SECU NM can be because of its dedication to offering its members with the best degree of service and assist. SECU NM’s staff are devoted to offering its members with the very best monetary expertise. This dedication to service has led SECU NM to put money into its staff and its expertise, making certain that its members have entry to the very best monetary providers.
The expansion of SECU NM is a constructive growth for the state of New Mexico. SECU NM is a robust supporter of the New Mexico group, and supplies monetary assist to quite a lot of native organizations. This group assist helps to create a stronger and extra vibrant group for all New Mexicans.
The connection between SECU NM’s progress and its mission to offer inexpensive monetary services that empower its members to realize monetary success is clear in all the things that the credit score union does. From the services it affords to the way in which it serves its members, SECU NM is dedicated to offering its members with the very best monetary expertise.
Mission
The mission of State Staff Credit score Union of New Mexico (SECU NM) is immediately tied to its identification as a state staff credit score union. As a not-for-profit monetary cooperative, SECU NM is owned by its members and exists to serve their monetary wants. This mission-driven strategy units SECU NM other than conventional banks and different monetary establishments that will prioritize revenue over member service.
- Give attention to affordability: SECU NM’s mission emphasizes offering inexpensive monetary services. Because of this the credit score union strives to supply aggressive rates of interest on loans and excessive rates of interest on financial savings accounts, serving to members get monetary savings and develop their wealth.
- Empowering members: SECU NM believes in empowering its members to realize monetary success. That is mirrored within the credit score union’s dedication to monetary schooling, offering sources and instruments to assist members make knowledgeable monetary selections.
- Member-centric strategy: As a member-owned establishment, SECU NM is accountable to its members. This member-centric strategy ensures that the credit score union’s selections and insurance policies are aligned with the wants and pursuits of its members.
- Neighborhood involvement: SECU NM’s mission extends past its members to the broader group. The credit score union actively helps native organizations and initiatives that promote monetary literacy and financial empowerment.
The connection between SECU NM’s mission and its identification as a state staff credit score union is clear in all the things the credit score union does. From the services it affords to the way in which it serves its members, SECU NM is dedicated to offering its members with the very best monetary expertise.
Imaginative and prescient
State Staff Credit score Union of New Mexico (SECU NM) is a monetary cooperative that gives banking and monetary providers to state staff, their households, and choose employer teams in New Mexico. As a state staff credit score union, SECU NM’s imaginative and prescient is immediately tied to its mission to offer inexpensive monetary services that empower its members to realize monetary success.
SECU NM’s imaginative and prescient of being the monetary establishment of selection for state staff in New Mexico is a mirrored image of its dedication to serving the monetary wants of its members. This imaginative and prescient is supported by numerous components, together with:
- Give attention to affordability: SECU NM affords a variety of monetary services with aggressive rates of interest and charges, making it a pretty choice for state staff trying to save cash and develop their wealth.
- Comfort: SECU NM has a community of branches and ATMs positioned all through New Mexico, making it straightforward for state staff to entry their accounts and conduct their banking enterprise.
- Member service: SECU NM is dedicated to offering its members with the best degree of service and assist. The credit score union’s staff are devoted to serving to members obtain their monetary targets.
SECU NM’s imaginative and prescient of being the monetary establishment of selection for state staff in New Mexico can be supported by its robust monetary efficiency. The credit score union has a protracted historical past of monetary stability and progress, and it’s well-capitalized to satisfy the wants of its members.
The connection between SECU NM’s imaginative and prescient and its identification as a state staff credit score union is clear in all the things the credit score union does. From the services it affords to the way in which it serves its members, SECU NM is dedicated to offering its members with the very best monetary expertise.
Values
The values of a monetary establishment are important to understanding its mission and goal. State Staff Credit score Union of New Mexico (SECU NM) is a not-for-profit monetary cooperative that gives banking and monetary providers to state staff, their households, and choose employer teams in New Mexico. SECU NM’s values of integrity, service, and excellence are deeply related to its identification as a state staff credit score union.
Integrity: SECU NM is dedicated to working with the best moral requirements. This implies being sincere and clear in all of its dealings with members, staff, and the group. SECU NM’s dedication to integrity is clear in its monetary reporting, its compliance with all relevant legal guidelines and laws, and its dedication to truthful lending practices.
Service: SECU NM is devoted to offering its members with the best degree of service and assist. This implies going above and past to satisfy the wants of members and serving to them obtain their monetary targets. SECU NM’s dedication to service is clear in its pleasant and educated employees, its handy department places and hours, and its on-line and cell banking providers.
Excellence: SECU NM strives to offer its members with the very best monetary services. This implies always innovating and enhancing its choices to satisfy the altering wants of members. SECU NM’s dedication to excellence is clear in its aggressive rates of interest, its low charges, and its wide selection of monetary services.
The values of integrity, service, and excellence are important to SECU NM’s success as a state staff credit score union. These values information all the things that SECU NM does, from the way in which it interacts with members to the way in which it invests its property. By dwelling its values, SECU NM has earned the belief and loyalty of its members and has turn into the monetary establishment of selection for state staff in New Mexico.
Incessantly Requested Questions on State Staff Credit score Union of New Mexico (SECU NM)
State Staff Credit score Union of New Mexico (SECU NM) is a not-for-profit monetary cooperative serving state staff, their households, and choose employer teams in New Mexico. As a member-owned establishment, SECU NM’s mission is to offer inexpensive monetary services that empower its members to realize monetary success.
Query 1: What’s SECU NM?
SECU NM is a monetary cooperative that gives banking and monetary providers to state staff, their households, and choose employer teams in New Mexico.
Query 2: Who can be part of SECU NM?
State staff, their households, and choose employer teams are eligible to affix SECU NM.
Query 3: What sorts of monetary services does SECU NM supply?
SECU NM affords a variety of monetary services, together with checking and financial savings accounts, auto loans, private loans, mortgages, and bank cards.
Query 4: What are the advantages of becoming a member of SECU NM?
SECU NM affords a number of advantages to its members, together with aggressive rates of interest on loans and financial savings accounts, low charges, and entry to quite a lot of monetary schooling sources.
Query 5: How do I turn into a member of SECU NM?
To turn into a member of SECU NM, you should be a state worker, a member of the family of a state worker, or an worker of a choose employer group. You possibly can be part of SECU NM by visiting considered one of our branches or by finishing an internet utility.
Query 6: How do I contact SECU NM?
You possibly can contact SECU NM by cellphone at (800) 432-1847 or by e-mail at information@secunm.org.
Abstract: SECU NM is a monetary establishment that gives inexpensive monetary services to state staff, their households, and choose employer teams in New Mexico. SECU NM is dedicated to offering its members with the best degree of service and assist.
Subsequent Article: The Advantages of Becoming a member of a Credit score Union
Ideas Relating to State Staff Credit score Union of New Mexico (SECU NM)
State Staff Credit score Union of New Mexico (SECU NM) is a not-for-profit monetary cooperative serving state staff, their households, and choose employer teams in New Mexico. As a member-owned establishment, SECU NM supplies inexpensive monetary services to empower its members to realize monetary success.
Tip 1: Think about becoming a member of SECU NM if you’re eligible.
SECU NM affords a variety of monetary services which can be tailor-made to the wants of state staff, together with aggressive rates of interest on loans and financial savings accounts, low charges, and entry to quite a lot of monetary schooling sources.
Tip 2: Benefit from SECU NM’s monetary schooling sources.
SECU NM affords quite a lot of monetary schooling sources to assist its members make knowledgeable monetary selections. These sources embody on-line articles, webinars, and workshops on matters similar to budgeting, saving, and investing.
Tip 3: Use SECU NM’s cell banking app to handle your funds on the go.
SECU NM’s cell banking app permits you to verify your account balances, switch cash, and pay payments out of your smartphone or pill.
Tip 4: Benefit from SECU NM’s low mortgage charges.
SECU NM affords quite a lot of mortgage merchandise with aggressive rates of interest, together with auto loans, private loans, and mortgages.
Tip 5: Get monetary savings with SECU NM’s excessive financial savings charges.
SECU NM affords quite a lot of financial savings merchandise with aggressive rates of interest, together with checking accounts, financial savings accounts, and cash market accounts.
Abstract: By following the following tips, you’ll be able to benefit from your membership in SECU NM and obtain your monetary targets.
Subsequent Article: The Advantages of Becoming a member of a Credit score Union
Conclusion
State Staff Credit score Union of New Mexico (SECU NM) is a not-for-profit monetary cooperative serving state staff, their households, and choose employer teams in New Mexico. As a member-owned establishment, SECU NM is dedicated to offering inexpensive monetary services that empower its members to realize monetary success.
SECU NM affords a variety of monetary services, together with checking and financial savings accounts, auto loans, private loans, mortgages, and bank cards. SECU NM additionally supplies quite a lot of monetary schooling sources to assist its members make knowledgeable monetary selections.
SECU NM is a robust supporter of the New Mexico group and supplies monetary assist to quite a lot of native organizations. SECU NM is dedicated to offering its members with the best degree of service and assist, and strives to be the monetary establishment of selection for state staff in New Mexico.
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